PC-Telephone FREE Make FREE pc-to-pc and pc-to-ph on e calls over Internet and ISDN/PSTN teleph on e networks.

My Credit Card Calculator 1.0 This applicati on allows users to calculate a variety of figures to help them pay off credit cards efficiently and hopefully on g>save on g> on g>m on ey on g> at the same time. On ce you've entered your outstanding balance etc.

VRS Telephone Recording System v2.02 is a multi-channel voice recording utility which allows you to simultaneously record up to eight audio channels. VRS Teleph on e Recording System can be used to record teleph on e calls, radio communicati on s, and other audio events.

Mortgage Manager (by Akadine Services) v1.3 helps homeowners on g>save on g> on g>m on ey on g>. The program's bi-weekly management system could on g>save on g> upwards of $100,000 on your current loan, and shave nearly a decade off your mortgage.

Long Distance Calculator 1.0 \ on g>Save on g> on L on g Distance starting at just 3.45o per minute. The price for a l on g distance teleph on e call is going up for AT&T, MCI, and Sprint c on sumers. Find the cheapest rates available by using our LD calculator.

How To Reduce The Winter Heat Bill 2.0 This is for any on e who wants to on g>save on g> on g>m on ey on g> on the Winter Heat Bill. No mattter if you are a home owner or an apartmentrenter, you will be able to on g>save on g> some on g>m on ey on g> on your heat bill by following some of the advice and tips in this eBook.

Prime Poster 2.0 on g>Save on g> on g>m on ey on g> and time in your shopping. Use Prime Poster to manage and print your shopping list.

Time ong>Moneyong> and Activities 1.1 \Time, on g>M on ey on g> &amp\; Activities gives you some interesting statistics on buying and time spending habits over your lifetime. How much on g>m on ey on g> can you on g>save on g> by kicking the smoking habit or how much time you spend watching TV?

itRings! v5.0.3 \lets you receive teleph on e calls directly on your PC while you are c on nected to the Internet. If you are not on line when you get a call, itRings! can take a message using a voice-mail service.

NCH Intelligent Messaging Software (IMS) (32-bit) v2.4 lets you create and play teleph on e on -hold messages. The messages are mixed with music in real time and played through your sound card, which can be easily c on nected to your teleph on e system.

NCH Intelligent Messaging Software (IMS) (16-bit) v2.0 lets you create and play teleph on e on -hold messages. The messages are mixed with music in real time and played through your sound card, which can be easily c on nected to your teleph on e system.

Easy PhoneBook 1.4 Easy ph on ebook - Ph on ebook is a teleph on e notebook with an opti on of adding, storing, modifying and deleting of informati on on your business c on tacts, friends and relatives.

MagicDial 1.1 The program which helps you to c on tact somebody by a teleph on e line through a modem. The program has a pleasant skin graphic interface, and a c on venient simple address book.

PowerPrint USB Updater 6.0 PowerPrint lets you on g>save on g> on g>m on ey on g> by taking advantage of PC-printers you already have.

Express Talk VoIP Softphone 1.00 Express Talk is software that works like a teleph on e to let you make calls from your PC. With Express Talk you can call any on e on the internet who has installed Express Talk (or any other SIP voip softph on e). Calls are free.

London Directory Screenong>saveong>r 1.2 L on d on business directory with addresses, teleph on e numbers and street maps.

ong>Moneyong> Transfer Locater 1.0 If you are looking for a locati on where you can either transfer or get the on g>m on ey on g> transfer d on e, then this software is going to help you the most.

Time, ong>Moneyong> and Activities v1.0 provides some interesting statistics on your buying and time-spending habits over your lifetime. Have you ever w on dered how much on g>m on ey on g> you could on g>save on g> by kicking the smoking habit, or how much time you really spend watching TV?

PC Power Partner 1.2 Now you can c on serve energy and on g>save on g> on g>m on ey on g> by using this tool to manage your computer's energy usage. With PC Power Partner, you can schedule times for your computer to shut down, hibernate, or go into standby mode.

File Tax Online Application 1.0 File Tax On line Applicati on helps you on g>save on g> time and on g>m on ey on g> with our federal and state tax services. When you e-file taxes with CompleteTax, you get the reliable security you expect from a reputable tax service business.

Callbackbutton for your own Website 2.0 Siphome classic is a tariff for a VOIP-call-back-butt on for on eT+s own website. Features: Outgoing calls to other SIP-and IAX-addresses the SIP-and IAX-address will be transfered standardly as well as the name-alternatively an on ymous.

Catch a Fish 1.0 Try your hand at fishing to on g>save on g> an Indian tribe Sharp Tomahawk from dying of starvati on ! D on 't miss the chance as some species of ocean fish can be sold for a pretty sum of on g>m on ey on g>!

iPhox 1.2.3.131 iPhox is a revoluti on ary new program that lets you use the Internet to place traditi on al teleph on e calls. It's easy to use and offers free Internet-to-Internet ph on e calls, as well as some of the cheapest l on g distance calling available.

Debt Repayment Calculator 1.0 This calculator simplifies the difficult calculati on s of the Debt Repayment method, and makes it easy to see just how much time and on g>m on ey on g> you?ll on g>save on g> by using the plan. It also gives you a detailed schedule of how much to pay each m on th. If you?

BetBug 2.1.0.14 BetBug is the World?s first peer-to peer wagering platform. It is software that you download on to your computer that lets you bet peer-to-peer with other people on the BetBug Network. There is no bookie so you on g>save on g> on g>m on ey on g> on every bet you make.

WebLoader 1.13 The given program is intended for the Internets - users having access to a network by means of dial-up. To on g>save on g> your time and on g>m on ey on g> we offer viewing the Internet of resources through mail.

ong>Moneyong> Toolbar 1.0 Free on g>M on ey on g> Toolbar. Keep you informed with the Free on g>M on ey on g> Toolbar.The Quicknati on on g>M on ey on g> Toolbar also include more than 100 top search engines.Quicknati on Toolbars c on tains no advertising and does not profile or target you.

ong>Moneyong>Bar 1.7 Now on g>M on ey on g>Bar with: Earn on g>M on ey on g>, Powerful Search Engine, Shop to Earn on g>M on ey on g>, Free Stuff, Popup Blocker, Emails Checker, IE History Cleaner, IE Cache Cleaner, RecycleBin Cleaner, Automatic updates, Browse by Name, Search Assistant&Many More...

Zombie Workstation 0.1 Improve network security by automatically logging off users that forget to log out and on g>save on g> on g>m on ey on g> and the envir on ment by automatically shutting down computers after hours.

Make ong>Moneyong> Online Screenong>saveong>r 1.0 \www.Make on g>M on ey on g>Toolbar.com - Make big on g>m on ey on g> on line / at home with this Screen on g>save on g>r ! Making on g>m on ey on g> on line and be successful on line is easy when you have the right tools to do this with.